Personal Finance

Blockchain provides a secure and transparent way to store and share information, while cryptocurrency is a digital currency that uses blockchain technology for secure transactions.

With so many available options for term insurance in the market, it can be overwhelming to compare everything and find out the best term insurance for your needs. I can understand the pain since I have been in the same situation couple of years back. So, in this article, I will share the approach that …

How to Select the Best Term Insurance in India? the Top 5 List [2023] Read More »

Multiple streams of income can accelerate your path to financial freedom by increasing your overall earning potential. They provide you with more control over your finances and allow you to build wealth and achieve your financial goals faster.

Asset allocation is crucial in investment management as it can greatly impact the success of your portfolio. By diversifying your investments across different asset classes, you spread risk and enhance the potential for returns. Asset allocation helps you manage the ups and downs of the market, as different asset classes perform differently in various economic conditions. …

80/20 vs 70/30 vs 60/40 Asset Allocation: Are You Investing Wisely? Read More »

Cryptocurrency, as an alternative to traditional currencies, offers benefits such as decentralized transactions, financial inclusivity, and potential protection against inflation. However, drawbacks include price volatility, susceptibility to cyber threats, concerns about illicit activities, and the absence of regulatory oversight and consumer protections.

An emergency fund is a crucial part of your financial planning. It acts as a safety net in case of unexpected events such as job loss, medical emergencies, or car repairs. Building and maintaining an emergency fund can provide peace of mind and financial security in difficult times.

What is Ethereum? Ethereum is a blockchain-based decentralized platform that enables the creation of smart contracts and decentralized applications (dApps). It was proposed by Vitalik Buterin in 2013 and launched in 2015. Ethereum’s native cryptocurrency is called Ether (ETH), and it is used to pay for the transaction fees and computational services on the Ethereum …

Ethereum 101: Everything You Need To Know Read More »

Whether you apply for a loan or try to get a new credit card, the first thing the bank will check is your credit score. Sometimes, even though you pay your EMIs regularly, and never default on your credit card bills, and yet, your credit score keeps on declining. So, in this article, we will …

7 Smart Steps to Boost your Credit Score to 800+ Read More »

The average life expectancy around the world is roughly around 70-80 years. So, the age of 40 marks a halfway mark for many of us. How you manage your finance till that point will have a ripple effect on the second half of your life. So, if you want a smooth journey into the second half of your life, you must aim to fulfill certain financial goals in your 30s.

According to a recent study done by ISB Hyderabad, 2.02 million retail investors (25% of all retail investors) in India, make 0% return in the stock market. Even if your portfolio is in green, chances are your overall portfolio return is less than the FD returns. As more than 90% of retail investors cannot beat …

Top 10 Mistakes Retail Investors Make- Are You Avoiding Them? Read More »